Privacy Policy

Ineffable Syndicate LLC ("Company," "we," "our," or "us") is committed to protecting the privacy of individuals who visit our website, submit applications, and engage with our business funding services. This Privacy Policy explains what information we collect, how we use it, how we protect it, and your rights with respect to your personal information.

This Privacy Policy applies to all information collected through our website at ineffablesyndicate.com, our contact and application forms, and any related communications — including email and SMS text messaging.

By using our website or submitting an application, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.

We collect information you provide to us directly when you submit a funding application, contact us, or opt into our communications. Categories of information collected include:

• Personal Identification: First name, last name, email address, and — if voluntarily provided — phone number
• Business Information: Business name, industry, time in business, average monthly revenue, and funding amount requested
• Application Details: Purpose of funding, business description, and any supporting information voluntarily submitted
• Communication Preferences: Whether you have opted into SMS or email communications
• Technical Data: IP address, browser type, device type, pages visited, and referral source (collected automatically through standard web analytics)

We do not collect sensitive personal data such as Social Security numbers, government identification, or financial account numbers through this website. Such information may be collected separately and directly as part of the formal underwriting process, subject to additional disclosures.

We use the information we collect for the following purposes:

• To review and process your business funding application
• To contact you regarding your application, follow-up information, or funding offers
• To send you SMS and/or email communications for which you have given express consent
• To comply with applicable laws, regulations, and legal obligations
• To operate, maintain, and improve our website and services
• To detect, investigate, and prevent fraud or other unauthorized activity

We will not use your personal information for purposes materially different from those described in this Privacy Policy without first obtaining your consent or providing notice and an opportunity to opt out.

Ineffable Syndicate LLC does not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information only in the following limited circumstances:

• Service Providers: We may share information with trusted service providers who assist us in operating our website, processing applications, or conducting our business, subject to confidentiality obligations
• Legal Compliance: We may disclose information when required by law, subpoena, court order, or other legal process, or when we believe disclosure is necessary to protect our rights or safety
• Business Transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets, your information may be transferred as part of that transaction
• With Your Consent: We may share information with third parties when you have explicitly consented to such sharing

We do not share, sell, or license personal information to third-party marketers, data brokers, or advertising networks.

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, to comply with legal obligations, resolve disputes, and enforce our agreements. Application data is typically retained for a minimum of three years following the conclusion of a business relationship or the date of application, whichever is later.

SMS opt-in and consent records are retained in accordance with applicable telecommunications regulations and for the duration of your participation in our SMS program plus a period of three years following opt-out.

Our website uses standard cookies and similar tracking technologies to analyze traffic, understand user behavior, and improve the functionality of our site. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain until deleted or expired).

You may configure your browser to refuse cookies or to alert you when cookies are being sent. However, some features of our website may not function properly if cookies are disabled. We do not use tracking technologies for targeted advertising or cross-site behavioral tracking.

We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include use of encrypted communications (HTTPS), restricted access to personal data on a need-to-know basis, and regular review of our data collection and processing practices.

While we take security seriously, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your information and encourage you to exercise care when submitting sensitive data online.

Depending on your location and applicable law, you may have certain rights with respect to your personal information, including:

• The right to access the personal information we hold about you
• The right to correct inaccurate or incomplete information
• The right to request deletion of your personal information, subject to certain exceptions
• The right to opt out of marketing communications (including SMS and email) at any time
• The right to data portability in certain circumstances

To exercise any of these rights, please contact us at john@ineffablesyndicate.com. We will respond to all requests within thirty (30) days.

Our services are intended for businesses and adults aged 18 and older. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete that information promptly.

We reserve the right to update or modify this Privacy Policy at any time. Material changes will be communicated by updating the "Last Updated" date at the top of this document. We encourage you to review this policy periodically. Your continued use of our website or services following any changes constitutes your acceptance of the revised policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us: